Simple Money Tips - Savings Part 1
The following are some of the tricks I learned over the years and thought of sharing them here. Cashback Cards A few years back, I looked my credit card and how I used it. I found that it was better to get cash back than to accumulate points. This was what I concluded: Most credit card points expire. Often the points will expire before I could accumulate enough to redeem items that I wanted. In many cases, I could not find anything worth redeeming (or at least needed). When I compute the points needed to exchange for cash vouchers, the cash back yield was a better option. This is why I prefer cash back credit cards over other credit cards types of credit cards. I consider the cash back as discounts since I have to spend money to earn the cash back. Other type of cards is useful if it provides items that is otherwise not available. I have earned quite a lot of cash back since I switched over to cash back cards. However, in the last few years, the banks