Interloper View

“We get what we measure”, that is why I want to measure my cash flow to make sure that I am spending within my means. Quicken has been helped me do that for a long time, but I wondered whether that is any open source solution able to replace Quicken. GnuCash and KMyMoney are close enough to fulfilling my requirements but there are gaps. Encryption and password Files created with Quicken can be protected with password. I am able to do that by encrypting KMyMoney file using Gpg4Win but not for GnuCash. KMyMoney recognizes the encryption will prompt for the password when I open the file. No such feature is available in GnuCash. Accounts and category Quicken and KMyMoney support both accounts and categories. However, GnuCash supports only accounts. In Quicken and KMyMoney, when a new category is entered, the software will prompt with an option to create it. Categories can be organized as subcategories of other categories. For KMyMoney new account or sub-account have to b

I had this book for a couple of years but only started reading it a couple of weeks ago without any expectation. The story starts with a young maiden (Edyt) standing over her dying father as the Norman invaders entered the gates of their castle. Edyt then hid in plain side as one of the maids to avoid marriage with the Norman Lord (Alain De Crency) - Rufus, the king of England had promised her as a bride to him. It was fascinating to see how she attempted to protect Alain while pretending to be one of the maids in the castle. Even after her identity was revealed, new elements were introduced to keep me interested. It was obvious that the knights and servants of the castle loved her and would anything for her and that she in turn wanted to keep them save even though she expected to be killed at any moment. She believed that she was evil and was a daughter of Satan and if her secrets were discovered she would be burned as a witch. The pace of the development of the

I came across some inspiring animes and manga and thought of sharing them here. Naruto is an anime about a boy who was treated as an outcast in his village. The villagers avoided him and prevented other children from playing with him. In a world where only the strongest and most powerful fighter is respected, he was looked down for his lack of skill. Naruto had a dream to become the head (Hokage) of his village and used this dream to overcome all challenges and obstacles. His tenacity helped him overcome obstacles and along the way he inspired others. He was able to overcome his weaknesses and defeat enemies stronger than him and in some cases made them his friends. My children introduced this anime to me and I enjoyed it in the beginning, but the stories took too long to complete. The first series consisted of 220 episodes. It was followed by Naruto: Shippuden which follows his challenges as an adult. I did not like the later episodes which appear to repeat earlier stories. Keni

I started using Evernote on Jan 28, 2016, even though I had the application on my phone back in 2014 when I bought Samsung Note 3. I was surprised to find that Samsung had a partnership with Evernote and gave me one year complimentary Premium subscription. I decided not to activate the subscription immediately but to explore the tool first. However, after one week, I accidentally dismissed the link for activating the subscription and thought I had wasted the subscription (worth RM 99). I took the opportunity of the accident to try out their support. I submitted a support request on the incident and received a reply the next day. Amanda from Evernote asked a few questions and after two to three responses (within a few minutes), my Premium subscription was activated. Issue resolved in less than 24 hours - excellent customers service. Web Clipping (browser) This is a great feature to take a snapshot of articles from websites to store for future reference. The web clipper is an exte

Prior to the announcement of this movie, I did not know much about the character. The thriller was peaked my interest. I went to watch the movie yesterday with my wife but could not bring my children along due to the rating (even though they were interested). My wife missed all most of the jokes (due to her grasp of the English language) so did not enjoy the movie. Deadpool has the healing power of Wolverine and the wisecracking habit of Spiderman. Ryan Reynold is perfect for the role, poking fun of his previous role in Green Lantern asking not be given a green suit or any animated suit. He also referred to the limited budget for the movie saying why there were only two X-men in the movie. I guess it is true, sometime self deprecation is useful approach to humor. It was fun to watch how he grew his hand back after he severed it to escape from Colossus. His character and behaviour did not change much before and after his transformation into Deadpool. Colossus did not feel right in

Non native English speakers are sometimes confused by borrow and lend. This is the trick I thought my daughter. B comes first in the alphabets and L comes later. So when we borrow an item, the item comes to us and when we lend an item, the item leaves us.

I found a need to come up with a system to help me remember. Over the years, the process has changed but the goal remains the same. Since moving to an Android phone I have been using GTask.  GTask GTask is a third party app build using Google Task (since Google did not provide an app). It works well to help me track my task, to do list and provide reminders for follow up. Calendars are useful to track your schedule but it is not convenient for task that require follow up or use as reference. I can easily create a task from my GMail. GTask is simple and easy to use but provides text only fields. I decided to explore Google Keep. Keep Initially I used keep as an enhanced version of gTask so I do not need GTask anymore. A few things I like about Keep are: I can now attach a photo to the entry. It provides a convenient way to use certain cards like Starbucks, Domino’s privilege card. Entries are available without network. I do not subscribe to mobile data

What occupies our thought most is what our mind will focus on and get good at. Recently I realized that I have allowed myself to get distracted and am no longer focusing on my goals. I used to ask myself the following question, “Is what you are doing useful?” I have allowed too many distractions into my life - movies and comic/manga, computer games which do not benefit me in any way. Some distractions may be good to help us relax but I just realized that many of these activities seem to occupy more and more of my waking hours. None of them help me achieve my goals. These are the goals myself back in 1999 but somehow along the way I got sidetracked. Faith in God Physical and Mental Health Financial Security Self Improvement Now that I have come to this realization, it is time to take charge of my life again and redirect my focus and control the things that occupy my mind most. 

Over the years I have been evaluating and evolving my approach to equity investment. Mutual Fund I started off by investing in mutual fund but closed out all my funds after following articles in www.fool.com . I was lucky because most of the funds I invested in made money. That is not true for everybody, the funds my wife invested in never made any money even though it is more than ten years. Most fund managers would like you to believe that if you invest in mutual fund for at least five years, you will at least be in the black but that is not always the case. It helps if you get help from someone who are familiar with the funds and are not just pushing the funds to earn commission from the sale. Capital Gain My parents approach to investment was to focus on capital gain and not on dividend. To them, capital loss and gain is a lot more significant compared to dividend. Consequently, they feel that dividend is not significant. I tried this approach for a while. I had some successe

I took my children to watch this movie last night. It is a Japanese live action version of a popular anime series (with English subtitles). I was surprised that both of them immediately agreed to watch the movie at night.  This is the first time my daughter has been to the movies at night. The poster for the movie is a picture of a person with a smiley face was not very impressive. However, after watching the movie, I found it funny and understand why my children wanted to watch the movie. The story is about an octopus-like creature threatening to destroy the world on March of the following year. The creature had just destroyed a large part of the moon leaving only a crescent. It is strange that such a powerful creature wants to be a teacher for 3-E of a prestigious Kunugigaoka Junior High School. It appears that the creature was fulfilling a promise to a former teacher to class 3-E. The students gave the teacher a  nickname Koro Sensei. As the movie progress, we get to learn

My son wanted to learn Aikido so I decided to accompany him in the class. Learning any kind of self defence is important. Learning self defence is more than just learning how to fight. It is about how to observe and beware of our surrounding. It is also knowing how to avoid getting into threatening situation and what to do when we are not able to avoid the situation. Sometimes I wonder if I could have avoided getting mugged had I taken up the lessons earlier. I learned how to position my body to avoid injury when falling. That knowledge might have helped save me from losing my teeth . In order for the training to be useful the movements need to become natural and be part of our instinct. This is the same like learning how to ride a bicycle. When we ride a bicycle, we do not need to think of how to balance or turn, we just focus on where we want to go and just go. In order for the movement to become natural (or second nature), frequent practice is necessary. It is also necessar

I learn to swim after I entered college. It seems strange that someone who lives on an island does not learn to swim but I believe many people who live in Penang island all their live still do not know how to swim. The first thing I learn about swimming is the fact that all of us have a natural buoyancy - we all float. However, the buoyancy differs from person to person. The lucky ones naturally float with either their nose or mouth above the water which allows them to learn to swim more easily. I float slightly below the water and have to hold my breath and need effort to push myself above water to get my breath. The key thing about learning to swim is to get comfortable being in the water. It is terrifying for first timers, you are in an environment without a solid support and everything is moving. Every gesture and movement you make changes your position in the water. I felt out of control the first time I went in the pool and was told to float. It is very easy to panic. I gues

Based on the previous Hitman movie, I expected a lot of action and I was not disappointed. There was a lot of action and killing throughout the movie. The first part was confusing with Agent 47 trying to kill Katia when they were to team up (based on the thriller). Later in the movie, he explained to Katia that he was only marking her but did not really explain why he needed to do that. The movie felt very much like Terminator 3 where two invincible killers try to kill each other in order to get their prize, first Katia and later her father. The purpose was pursuit is to create an army of agents similar to Agent 47 and Katia’s father, one of the founder of the original program was the key. The leader of the competing agency is an old acquaintance to Katia’s father and wants to create an army for his organization but his connection with the original project was never explained. Katia was one of the subject of the original project which created Agent 47. Apparently the agent numb

I went to this movie without any expectation - the thriller did not provide much details of the movie. I vaguely remember reading The Man from U.N.C.L.E. comics but do not remember much. It was refreshing to see that the movie using 1960s setting - so many remake of the old television and movies were modernized and did not really feel right. The cat and mouse chase between the two main characters (Solo, the American agent and Kuryakin, the KGB agent) would great, a well choreographed dance with each trying to kill the other but failed. It also sets a stage for the rivalry that is seen throughout the movie. This movie is about how The Man from U.N.C.L.E. was formed. I still do not understand why it is given that name since there is more than one person. While the original series had only two main characters, this movie had a third agent - Gaby, a female agent (revealed at the later part of the movie). The technology used in the movie appears exaggerated with the bugging devices

I was caught in a massive jam in Bayan Baru today. A colleague forwarded the following information to me. The closure is from Aug 15, 2015 until Jan 14, 2016. Attached is the proposal of alternate routes in the attached document takes effect from Monday to Friday. The Member of Parliament for Bayan Baru, Sim Tze Tzin is working alleviate the problem.

The latest Fantastic Four tried attracting younger audience by making them younger, probably due to the success of Amazing Spider Man. Based on the box office result, it is not successful. There are several problems with the movie. I realize that this is a movie about the origin of the Fantastic Four but feel that too much time was spent trying to explain and build up the characters and the final confrontation felt rush. Another problem was the characters. One of the attraction of Fantastic Four was the frequent bickering and fights between Ben Grimm and Johnny Storm but this was absent in the movie. We saw only a glimpse of that at the end of the movie. This was the comic relief that was in the first movie but missing in this movie. In the movie, Susan and Johnny Storm is almost as smart as Reed Richards; it just did not feel right. The tracking of Reed Richards after he escaped Area 51 felt out of place - much more suitable in a Hulk movie. The movie was too serious and l

Recently I heard on the radio an advertisement encouraging consumers to pay their Indah Water bill early with the promise that those who pay their bill in advance will be given a gift. For those who are unfamiliar with this company, it manages all the sewage in Malaysia. On the surface, this is very attractive, those who pay early will be awarded. However, when we checked with the company it seems that there are several conditions. First the gift is an umbrella but it will be given only on Mondays and only to the first seven paying customers. We think that the advertisement is extremely misleading. We had a similar experience with a promotion by the Chicken Rice Shop several years ago. The company advertised that they were giving away free lunches between noon to 1 pm. My parents brought my children to one of the outlets. They arrived early - around 11:30 and was told to come back at noon. However, when they returned at noon, they were told that all the free mails were already giv