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Monday, July 27, 2015

Terminator Genisys vs Jurassic World


Terminator Genisys and Jurassic World are two highly anticipated movies shown in 2015. Even though both are reboot and try to reclaim the success of their origin, only one was successful. This is my analysis of both movies and the reason why one was successful and the other was not.

Terminator Genisys

The movie attempts to use Arnold Schwarzenegger to draw the crowd in the movie that made him famous. Unfortunately, many of Arnold fans are action movie fans. The story is too confusing and puts off the very same fans drawn to the first movie. The story was predictable so part of the excitement found in the first movie is lost.

After four movies and a television series, the story is stale. Also there is a lot more competing stories of android/cyborgs drawing attention of the fans - (example Robocop, Vision in Avengers).

I tried to get my children interested in this show did not succeed. The title and the thriller was not compelling enough to get them interested. There lies the main problem, it was not able to draw in new fans. The movie was still successful, it managed to $305 million from a budget of $105 million.

Jurassic World

The first movie in this franchise was so successful, that the theaters were fully booked even after one month. The only other movie to do this was Titanic.

Adults and children have always been fascinated by dinosaurs. Other than the movies in this franchise, no other movies have even come close to creating realistic dinosaurs. So far the movies have been evenly spaced with a four year gap. The gap allows the movie to attract new generation of fans. There is nothing else to compare this movie to. I did not even have to ask my children if they wanted to watch the movie, they asked to watch it immediately after they saw the thriller.

At the end the result speaks for itself, Jurassic World made $1.5 billion dollars from a budget of $150 million. It is now the third highest grossing movie ever.

Sunday, July 26, 2015

Malaysian Banks Are Cutting Back on Credit Card Benefits

The banks are cutting back on the benefits of credit cards in Malaysia. These are the ones I know:

OCBC Titanium card started with 5% for groceries, food and petrol but reduced it to 1% without limit. However, this year they changed the cash back to 0.1% for all purchases except for online purchases which still gets 1 %.

UOB One card followed with by taking off the cap of the maximum cash back available for each month but reduced the cash back for week days to 2% (plus 1% UOBCash for BHPetrol).  Cash back were removed for spending at pharmacies. Breakdown of new cash rebates are as follow:

CategoryWeekdayWeekendCapNote
Petrol2%5%RM500.00Additional 2% if pump at BHPetrol with cap of RM 400/-
Cinema (GSC only)2%5%

Groceries1%2%RM1,000.00Aeon Big, Tesco, Cold Storage, Jaya Grocer and Giant
Telecommunication1%2%RM300.00Maxis, Digi and Celcom
Others0.20%0.20%

I was not able to confirm is there is reduction in UOB$ earned for BHPetrol on weekdays, it looks like it is 2% for both weekday and weekend.

Maybank 2 card used to have 5% cash back for amount spent on weekends but not anymore. Only points will be awarded.

Public Bank Signature card which provides 6% cash back for groceries and purchases online reduced their monthly cap from RM 60 per month to RM 50 per month as of July 22, 2015.

Based on feedback from a friend in the bank, the amount of points needed for redemption will also increase soon. All these are bad news for consumers, especially those who pay in full every month.